MKB Law are on the panel of almost every major building society and bank, including Accord, Barclays, Nationwide, Santander, Virgin, Lloyds, Progressive and Woolwich. We can advise you on all aspects of your mortgage and funding arrangements, including the “small print” connected to either the purchase or indeed the sale of your property. The most common mortgages are:

 APR: is the Annual Percentage Rate which compares the costs of the different mortgage deals that are available. APR measures the cost of interest rate payments to you each year.

Fixed Rate Mortgage: is one in which there is a fixed fee paid out over a defined period. This type of mortgage will not be effected by changes to the variable interest rate meaning you know exactly how much you will be paying each period. The drawback of this type of arrangement would be that you may miss out if the variable rate drops and there is a high initial set up fee.

Tracker Mortgage: is a mortgage in which the rate changes over time due to adjustments. These adjustments reflect the cost to the bank or building society of borrowing to fund the loan. The drawback to this type of arrangement is that you will not know exactly what you will have to pay for the duration of the loan.

Our property team can be contacted on: 028 9024 2450 or via email:

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