We offer a range of dedicated services within the area of debt recovery, specifically: solicitors’ letters before action, telephone collections, asset recovery, recovery of arrears and ejectment proceedings on behalf of landlords. Types of debt action we provide are:
Letter Before Action/Seven Day Letter – this is the standard route to resolve disputes and is sent prior to commencing legal action. An Enforcement of Judgments Office search may also be used to ascertain any judgment lodged within the last 6 years.
Legal Proceedings – Small Claims Arbitration Court (debts up to £3,000), County Court (debts up to £30,000) and High Court (all levels of debt) and European Enforcement Orders. With lawyers qualified in England & Wales, Republic of Ireland and Spain we may also be able to obtain judgements against debtors in other jurisdictions.
Judgment – an application for default judgment is effective where the debtor has failed to either pay or to dispute/defend the action. Such application must be accompanied by a statement of truth (Small Claims) or a sworn affidavit (County or High Court actions). If the matter is defended a judgment will be obtained through contested legal proceedings.
After Judgment – the EJO may issue orders to attach earnings, direct instalment repayments, charge land, seize goods and appoint receivers on thirds parties who may owe monies to the debtor.